How to get an insurance policy for a newborn baby. OMS policy for newborns

The care and love of parents is the most important thing that a newborn baby needs in the first place. In an emergency, a child may need to receive urgent medical care, therefore, the best manifestation of care on the part of parents will be the issuance of a policy of compulsory health insurance.

Accordingly, it is worthwhile to find out the features of the policy in a timely manner and prepare all the necessary documentation.

What are the features

A child born into the world, if it is necessary to seek medical help, is treated under the policy of compulsory medical insurance (CHI) of the mother. A child can be treated under the MHI policy of the mother for no more than two months.

After the child has been registered and received a birth certificate, he needs to obtain a compulsory health insurance policy. This will allow him to receive free medical care.

In order to apply, the child's parents need to choose an insurance company that will handle the registration process.

Employees of the insurance agency must provide a passport of a citizen of the Russian Federation of one of the parents and a birth certificate of the child.

On the day of applying to the insurance company for obtaining a compulsory health insurance policy, the child will be issued a temporary policy.

The term of the temporary policy is not more than one month. Receiving medical care under a temporary document is exactly the same as under an official one.

Why is it needed

In the territory Russian Federation health insurance is a must. Every newborn child who is a citizen of the Russian Federation must have a CHI policy.

A child who has a compulsory medical insurance policy can receive medical care in state healthcare institutions completely free of charge.

A compulsory health insurance policy gives the child the right not only to receive free medical care, but also to receive certain benefits that are provided by the state in the field of healthcare.

How to apply for a compulsory medical insurance policy for a newborn

According to the legislation of the Russian Federation, a compulsory medical insurance policy is issued at a time. The MHI policy does not need to be replaced and, as a rule, is issued once.

If the parents do not have a permanent place of residence and there are difficulties with registering the child, the compulsory medical insurance policy is issued on the basis of a birth certificate and a petition from representatives of the social protection service.

Also referring to the legislation of the Russian Federation, the child's parents have the right to change the insurance company that deals with the policy and apply to another organization.

The application for changing the insurance company is under consideration for a certain period of time.

Employees of the insurance company must inform parents about the time of consideration on the day of application. Usually, changing the insurance company occurs in exceptional cases, for example, if the family moves to another city.

Parents are obliged to remember that when the newborn has all the necessary documents, it is necessary to immediately start issuing a compulsory medical insurance policy.

After all the necessary documentation has been collected, you can start choosing an insurance company that will take care of the process of issuing a policy.

As a rule, there is only one company per region where the child and his parents live. Obtaining the MHI policy for a newborn occurs in the company where his parents received the policy.

When parents contact the insurance company, you need to check that all the necessary documents are available.

As mentioned above, it may become an exception, but at the present time, insurance companies most often require that it be available.

After the parents have applied for a compulsory health insurance policy, the employees of the insurance company must issue a document to the child within a strictly specified period.

The compulsory medical insurance policy is valid throughout Russia. The policy is also valid in those states where Russia has an agreement on health insurance.

Upon receipt of a compulsory medical insurance policy, the child will be given the opportunity to receive medical care in public health institutions free of charge.

A new sample for a newborn is required under the following circumstances:

• when changing the surname, name and patronymic of the child;
• when changing the place of residence;
• when changing insurance companies.

The following documents are required to obtain an MHI policy:

• birth certificate of the child;
• passport of a citizen of the Russian Federation of one of the parents of the child.

Remember that the compulsory medical insurance policy has the form of a plastic card, which is why the preparation of the document takes a certain period of time.

Employees of the insurance organization will warn parents about the date of issue of the policy. Before the compulsory medical insurance policy is ready, the child will be provided with a temporary document (as a rule, it is paper).

From the moment of applying for a policy, the insurance company is obliged to notify the parents of the day when the child will be insured and receive the CHI policy.

Required documents

Before you go to the insurance company and apply for a compulsory medical insurance policy, you need to take care of preparing documentation for the child. First of all, it is necessary to have a birth certificate of the child.

The birth certificate is the most important document that is required when applying for a compulsory health insurance policy.

You can get a birth certificate by contacting the registry office at the place of registration of the child's representatives (parents).

Parents must receive a birth certificate within the period strictly established by law (within one month from the date of birth of the child).

After receiving a birth certificate, the child must be registered at the place of residence. In order to register a child, parents should contact the passport office.

If the parents do not take care of the registration of the child, then, according to the legislation of the Russian Federation, an administrative violation is provided for this, which entails a warning or a fine in the total amount of up to one minimum wage. For this reason, you should not postpone the process of collecting the necessary documents.
After the parents have registered the child at the place of residence, it is necessary to apply to the pension fund of the Russian Federation for obtaining SNILS.

Registration of SNILS is not mandatory, but it is best to issue this certificate.
Collecting all the necessary documentation for the child will take no more than two to three weeks, if the parents take care of it in a timely manner.

Application for

According to, which corresponds to the order "On Approval of the Rules for Compulsory Medical Insurance", a citizen must indicate the following information in the application:

• surname, name and patronymic;
• Date of Birth;
• Place of Birth;
• citizenship;
• birth certificate information;
• location;
• place and date of registration;
• contact information (mobile, home phone);
• the category to which the child belongs (According to the legislation "On Compulsory Medical Insurance of the Russian Federation", the child belongs to non-working citizens);
• information about the type of policy to be obtained (electronic, plastic, paper).

Where can I apply

After the parents have applied for a CHI policy, and the insurance company employees have informed the day of receipt, the parents need to come and receive the document.

To obtain a document, parents must have a passport and birth certificate of the child. If for some reason the parents cannot get the policy, a trustee can do it for them.

The authorized person must have the following list of documents with him:

• passport of a citizen of the Russian Federation;
• power of attorney to receive the document;
• application for a policy.

Temporary policy

Photo. Temporary certificate of compulsory medical insurance policy.

When the parents receive the documents for the issuance of the CHI policy, the child will be issued a temporary paper policy.

The temporary policy will replace the official document for one month while the issuance process takes place.

If for some reason the issuance of the compulsory health insurance policy is delayed, then the temporary policy must be extended.

To do this, contact the insurance company where the documents for issuing the policy were submitted. Parents should remember that the child must necessarily obtain a compulsory health insurance policy.

Due to this, your child will receive free medical care in public health institutions in a timely manner.

Video: “Compulsory medical insurance policy for newborns”, November 2014

All children are entitled to medical care from the moment they are born. And if everything is very clear with adults, they can get it in a medical institution under a compulsory health insurance policy, but with newborns, everything is not so clear. At least many parents, even before giving birth, think about how to get a compulsory medical insurance policy for a newborn, and what rights a baby has who has not yet received a medical policy. Therefore, in this article we will focus on what documents are needed for registration, and what the baby can count on while the parents are engaged in this procedure.

While there is no policy

As long as the policy for the newborn is not obtained, the child can receive medical care under the policy of his mother. But this situation can last no more than two months (usually even less), and then, in the absence of a medical policy, the baby can only rely on paid services.

You can get a policy from an insurance company, where parents should apply after issuing a birth certificate and registering the baby at the place of residence.

The insurance agency will require you to have a passport (of either parent), SNILS and a baby's birth certificate. On the same day, you can get your hands on a temporary policy that will be valid for one month. Under a temporary document, your baby will be able to freely receive medical care.

Why do you need a policy

Medical insurance in the Russian Federation is a mandatory procedure. Therefore, every newborn who is a citizen of our country must have a compulsory medical insurance policy. According to it, the child will be able not only to receive free assistance in healthcare institutions, but also certain benefits provided by the state.

Issuing a policy

The policy for a newborn is currently issued at a time and does not need to be replaced. In some cases, when parents do not have a permanent place of residence, and it becomes problematic to register a baby, then a policy can be obtained even from one birth certificate. But in this case social protection services must submit their application to the registry office.

In addition, there are no strict restrictions on the choice of an insurance company. Parents may change their insurance agent at their own discretion. But, as a rule, this most often works when the family moves from one city to another, since only one company is usually fixed in the region. This procedure also takes a certain amount of time, about which you will be notified directly by the employees of the insurance agency when you apply.

Parents should remember that after the newborn has all the necessary documents, they need to immediately start processing the CHI policy.

Having collected all the necessary documentation, you need to contact the insurance company. As a reminder, you will need to present the following documents:

1. Child's birth certificate.
2. Passport of one of the parents.
3. SNILS - many insurance companies require this document, but in some cases registration can be made without it.
4. Application filled out according to the sample.

By the way, you can print and fill out the application at home yourself.

Now it’s worth talking in more detail about how and where to get all the documents necessary for compulsory medical insurance.

Birth certificate

Without a birth certificate, it is impossible to get health insurance. Therefore, in the first place, you should deal with it. You can get the metric at the registry office. Recall that from the moment the baby is born until he receives his first document, no more than a month should pass.

To apply for a birth certificate, you need:

1. Contact the neonatal registration office.
2. To write an application.
3. Attach to it a marriage certificate, an extract from the maternity hospital and a passport.

Passport

With this point, everything is very clear. There is hardly a person who does not have an identity card. But if, by coincidence, your passport is currently being exchanged (change of surname, restoration due to loss, etc.), then it is best to wait a little while issuing a health insurance policy. Since insurance employees must receive the original document, and not a temporary certificate.

SNILS

More recently, it was possible to issue a compulsory medical insurance policy without SNILS. But the current innovations in the legislation of the Russian Federation have practically excluded this possibility (with the exception of the petition of social services in emergency cases). Therefore, without having SNILS on hand, you can not even try to contact the insurance.

Get this document can be in the Pension Fund of the Russian Federation. To do this, one of the parents must apply to the FIU with their passport and birth certificate of the baby, filling out a specific application. It is best to do this not immediately after receiving the metric, but only after a week. After all, the submission of information about the newly appeared little man to the bodies of the pension fund does not occur immediately.

If you collect all the necessary documentation in a timely manner and in the prescribed manner, then you will not have any problems with how to get an OMS policy for a newborn.

Nuances in registration

All the necessary components of what you need to get a health insurance policy have been described above. But I would like to outline some of the nuances that parents should be aware of.

1. To ensure that the registration process takes a minimum of time, it is better to immediately take care of the availability of all documents.
2. Despite the fact that insurance companies most often require original documents, it will not be superfluous to take copies with you.
3. If your child is not yet registered at the place of permanent registration, then you can simply tell the agent the address where you are going to register the baby in the future.
4. On the day you apply, the insurance company should issue you a temporary policy and tell you the exact date you received the permanent one.
5. Be sure to check the spelling of all information about the child. Any errors and typos can delay the receipt of the policy by the baby.

The most important thing that parents can give their children is love and care. Therefore, do not delay with the registration of health insurance. After all, your baby may need the help of a medical institution at any time.

So, your long-awaited baby was born. In addition to your love and affection, he needs to get documents, which will confirm his citizenship, rights and obligations.

One of these documents is which guarantees provision of timely and quality medical care every citizen of the Russian Federation.

Get a policy as soon as possible in order to be sure that medical services to the baby will be provided at the proper level and without payment.

In this article, we will tell you in detail about all the intricacies, about what documents you need to collect, and also answer frequently asked questions regarding obtaining a policy.

What documents are required to obtain a compulsory medical insurance policy for a newborn?

Before obtaining a policy, it is mandatory register the child in the registry office, having received a birth certificate. Next - registration of the child at the place of residence or stay. Only then can you get a CHI policy.

insurance company or company you can choose according to your personal preference.

For example, you yourself can be registered with a company and take out a policy for a newborn in the same company, or choose a company whose office is located in your area or in a nearby area.

Documents required for obtaining compulsory medical insurance policy (CHI) for a newborn:

• birth certificate child;
• passport mother or father;

It is possible and necessary to issue a policy within 3 months of the birth of the child. To do this, it is necessary to have the original birth certificate and the original passport of the mother or father of the child, registered at the place where the compulsory health insurance policy was provided.

Temporary CHI policy: validity period

At the time of making a permanent policy, you will be issued a temporary one. It gives the right to receive timely medical care free of charge, as well as permanent.

Temporary CHI policy is valid within thirty working calendar days.

How much do they get a policy?

Registration of a permanent compulsory health insurance policy usually takes 30 days.

Where do you get a policy?

The CHI policy is obtained from the company to which you applied for its execution.

How to get an OMS policy?

On the day of receipt of the compulsory medical insurance policy, it must be pick up yourself. If this possibility is not foreseen, then this can be done person with power of attorney to receive a policy.

Documents you will need to pick up the policy:

• birth certificate child;
• your passport;

Documents required by a person who will replace you upon receipt of the policy:

• passport;
• power of attorney permitting the receipt of a compulsory health insurance policy for a newborn;
• application for a, which was given to you after applying for a compulsory medical insurance policy for a newborn.

FAQ

Question. My husband and I are residents of St. Petersburg, but for four years we have been living in Arkhangelsk, where we have a permanent job. Literally a week ago, our daughter was born in one of the Arkhangelsk maternity hospitals. Where can I get a compulsory health insurance policy for a newborn? Who to contact?

Answer. Based on the new law, parents can obtain a compulsory compulsory medical insurance policy for a newborn not only at the place of formal registration at the place of residence, but also at the place of stay. In your case, you can apply to an insurance company in Arkhangelsk by providing the necessary documents (passport of the father or mother and birth certificate of the child).

Question. My husband and I are citizens of Ukraine. But we have been living in Moscow for several years now. Childbirth will take place, respectively, in Moscow. Is it possible to apply for a CHI policy for a newborn child?

Answer. Yes, there is such a possibility. Contact the insurance company at the place of residence, having the necessary documents with you: a birth certificate, as well as a document that confirms the right to reside in the Russian Federation on a permanent basis.

Question. I am a citizen of the Russian Federation, my husband is a citizen of another country. What documents do you need to provide in order to apply for an OMS policy?

Answer. Required documents: 1) birth certificate, which indicates the citizenship of the Russian Federation; 2) a document that confirms the identity of the parent of the child.

Question. After the birth of the child, I plan to go to my grandmother in the village with the child. How will medical care be provided there under the insurance policy for newborns?

Answer. Once you have made the exact decision to leave, inform your pediatrician of your plans and address of your future residence. Then the doctor himself will decide how the examination of the child will be carried out.

In the local medical center, children are patronized by a midwife or nurse until they reach the 1st year of life. In the first month, the examination is carried out by a local pediatrician.

If you do not leave information about the future place of residence in your maternity hospital, then be sure to correct this or contact the obstetrician of the local medical center.

Question. With an MHI policy, is it possible to treat children with anomalies?

Answer. Yes, of course you can. Treatment of children with malformations is carried out at the expense of the MHIF. To get the help you need, contact the clinic where you are registered, your local pediatrician, who will make you a list of necessary tests and studies.

Both adults and children need. Without a compulsory medical insurance policy, it is difficult to count on receiving medical services.

So, as you can see, getting a policy is an easy procedure with a minimum of documents. The only thing you need to stock up on while waiting for the CHI policy is it's patience as in any insurance company there is a live queue.

Video: how is the issuance of mandatory medical insurance for newborns.

After birth, the baby needs the care and affection of the parents. In addition, you need to draw up documents confirming his citizenship and rights. One of them is a medical policy for a newborn, which makes it possible to use free medical care. In this case, it is not necessary to resort to the services of a hospital in the area of ​​residence, you can contact the institution of any place of stay. For medical supervision and free events provided by law, it will be enough to apply for attachment to the clinic.

When to issue?

The generally accepted period for obtaining a compulsory medical insurance policy is 3 months from the date of birth. Insurance companies stipulate that the newborn is covered by the insurance of the mother (another legal representative). It is valid for 30 days from the date of registration of the birth of the baby by authorized state bodies. Then the compulsory health insurance of the child is provided by the organization to which the parents applied to obtain the policy.

If the CHI is not issued within three months, the clinic may call to remind you, and the next visit to the doctor, for a routine examination or if there are complaints, will be paid. Many institutions may refuse to provide honey at all. helping a newborn. The lack of a policy deprives the baby of free medicines, vaccinations, and a doctor's visit to the house, if necessary. In case of inpatient treatment of diseases, the costs will have to be paid by the parents. When observing a baby in a private clinic, there will be no problems, but it is necessary to issue a policy in case of emergency contact with the state. institution.

Where to apply?

Where to get an insurance policy, the clinic staff will tell you, there are several options:

• Insurance companies;
• Specialized points (often located near the hospital).

Parents independently choose an insurance company for issuing a medical policy, obtaining it for free is mandatory. This can be any organization located nearby, or whose services are used by family members. It is easier to focus on the clinic where you plan to be observed with the baby. It is enough to clarify with which insurance organization they have concluded an agreement and apply there to apply for compulsory medical insurance.

There are several ways to submit an application for health insurance for a newborn:

• Contact the insurance agent personally to one of the parents;
• Send the completed application and notarized copies of documents by mail;
• Create an online application on the official website of the company by attaching scanned copies of documents;
• Fill out an application through the website of public services by filling out an electronic application. In this case, it is not necessary to send copies of documents due to the electronic interaction of various departments.

To receive it, you must appear in person, since a signature in the registration log is required.

Documents to receive

Preparation for registration must begin in advance, because some documents require additional time.

Registration of a newborn

You need to issue a birth certificate at the registry office, no later than 30 days after the birth of the child. This period is set by law. You can apply at the regional MFC, whose employees independently submit the necessary documents to the registry office, where you will need to pick up a certificate.

Parents must provide:

1. Help from honey. institutions where the birth took place, or from a private organization, an entrepreneur providing honey. services. If the child appeared outside the maternity hospital, a document is provided from the clinic, where the woman with the baby later applied, or a confirmation statement from a witness who was present at the birth;
2. Mother's and father's passports;
3. Certificate of registration of marriage. If it is not officially issued - a statement of paternity. Both parents must appear together. If the man refuses to acknowledge paternity, the data for registration are entered from the words of the mother of the child;
4. An application according to the established form, to be filled out at the time of application.

The issuance of a certificate is usually made on the day of submission of documents. Additionally, you need to take certificate No. 24 (No. 25 if the woman is not married) for the subsequent registration of child benefits.

Obtaining SNILS

Previously, the assignment of an insurance number for an application for CHI was not required, now a policy is not issued without it. It is necessary to contact the Pension Fund, preferably a week after registering the birth of the baby, when the registry office will transfer information about the child there.

The person receiving the insurance number for the child must appear at the FIU with a passport, a birth certificate for the baby and fill out an application. Within a few days, SNILS can be picked up.

Residence registration

The parent at whose address the child will be registered must provide the passport office employees with:

1. Marriage certificate;
2. Passports of father and mother;
3. Children's birth certificate;
4. Application of the second parent for consent to register the baby with the spouse. In this case, both must be present when applying for registration.

The passport of the person with whom the child is registered is taken away for 2 weeks. You need to take this into account when planning other important things. When applying, registration of the baby is not required. For most insurance companies, it is enough to say the future address of the baby's registration.

Registration of compulsory medical insurance

The insurance company must provide:

1. Passport of the parent with whom the baby is registered;
2. Birth certificate;
3. A completed application - a questionnaire according to the established model (the form is issued by the insurance organization, can be found on the official website of the company). Most insurance agents fill out the form themselves on a computer, print it out for verification and signature by the applicant;
4. SNILS.

When issuing any certificates and registrations, it is better to always have 2-3 copies of the documents provided.

Production time

The medical policy can be taken in 15-20 days, less often a month after the application is submitted. The exact terms must be obtained from the insurance agent. While the compulsory medical insurance is being issued, parents are issued a temporary policy that completely replaces the original document. It is similar to a certificate containing the data of the baby, the date of filling, the expiration date. It is required to be accepted by polyclinics, baby food distribution points (at the place of registration of the child, or they provide a certificate that they did not receive it at the place of registration).

The temporary document is valid for a month, by the end of this period the medical policy should already be ready.

The finished policy can be picked up personally by parents or another person with a passport, an application completed on the day of submission of documents, and a power of attorney, which can be drawn up in free form and not notarized, in other legal ways.

If the parents do not have the opportunity to process the document, it is better to additionally check with the insurance agent whether another person can do this and what is required of him.

VHI policy

Additionally, you can take out voluntary insurance on a paid basis. It makes it possible to use medical services not provided for by the CHI program: types of rehabilitation, preventive procedures, diagnostic tests, additional consultations.

The cost of VHI is from 5,000 rubles, depending on the range of services provided and the number of clinics where a child can be examined and treated. The list is determined by the parents. The validity of the document is 12 months, after which it is necessary to renew the contract, otherwise it becomes invalid.

The voluntary insurance system has a commercial basis, but is officially allowed, it implies the possibility of issuing a sick leave if necessary.

There are restrictions for issuing a VHI policy: it cannot be obtained if the child has birth defects that require constant medical monitoring.

Obtaining an insurance policy for a newborn does not cause difficulties, it does not require the presence of both parents and the baby. You should take care of the availability of a document in advance to prevent problems in obtaining medical care for the child.

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